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<!--
  WO-GSC-COVERAGE-1. Nadia Fixes Money sitemap.

  CANONICAL HOST is nadiafixesmoney.com (WO-NADIA-LAND-1). nadia.freedomenterprises.ai
  is the internal alias and nadiamoney.com (+ www) 301 here; only the canonical apex is
  listed so a crawler is never sent two hosts for one page.

  SIX URLS — the public 200 static pages: the landing (/), /privacy.html,
  /disclosures.html, the two citation-ready calculator tools (WO-NADIA-TOOLS-1):
  /payoff-calculator/ and /balance-transfer-calculator/, and the pricing page
  /pricing.html (WO-NADIA-REM-3, also served on the clean route /pricing). The five course pages
  (/course, /course/creed, /course/numbers, /course/spend, /course/ask) each carry a
  meta-robots noindex and are OMITTED on purpose: listing a noindex URL in a sitemap
  sends a crawler two contradictory instructions. The internal design mocks under
  /reference/ are Disallowed in robots.txt and are likewise absent.

  lastmod is each page's last honest change date: the landing (/) was rebuilt on
  2026-09-07 (WO-NADIA-TOOLS-1 declining-minimum calc fix) and the two calculators
  shipped the same day; privacy/disclosures are unchanged from 2026-09-06.
  WO-NADIA-ANSWERS-1 (2026-10-05): the nav changed on every public page, the landing and the payoff
  calculator gained the script capture, /pricing became the two one-time plans, and the coach page's
  header button became The Plans, so all seven lastmods moved to 2026-10-05. Amendment 3 (the same day)
  renamed the course to The Money Fix Course on the landing and both calculators; lastmods stay 2026-10-05.
  WO-NADIA-ANSWERS-2 (2026-10-05): 16 new public pages (the stage quiz, the Side Hustle Finder, The Moves,
  5 calculators, 4 call pages, 4 guides), all indexable, all listed below.
-->
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